ACCIDENT INSURANCE
Group voluntary accident coverage from Allstate Benefits pays cash benefits for expenses associated with an accidental injury and can help protect hard-earned savings should an on- or off-the-job accident occur.
HELPFUL LINKS
FREQUENTLY ASKED QUESTIONS
Within the first 30 days of employment or during an enrollment.
Your health insurance will reimburse Hospitals and Doctors for most of your medical expenses. Health insurance does not pay benefits directly to you for other expenses associated with accidents: lost income, co-pays, transportation, hotel, child care, etc.
Benefits are received by the insured due to covered accidents caused either on or off the job.
Loss of Life, loss of limb, dislocations, fractures, hospital confinement and ambulance benefits are paid directly to the insured.
No, benefits are paid directly to the insured with no questions asked.
Yes, family. +1 and individual policies are available.
No, benefits are paid regardless of other coverage.
There are different coverable options but an individual policy can cost $4.16 per week.
Yes, this policy is portable (YOU OWN IT) at the same rates as when you were an employee.
KEEP IN MIND
Employees can elect to participate in the Accident Insurance program during open enrollment in April, with an effective date of July 1. The enrolment process is done directly through Allstate.