Skip to main content

Group Accident Insurance

ACCIDENT INSURANCE

Group voluntary accident coverage from Allstate Benefits pays cash benefits for expenses associated with an accidental injury and can help protect hard-earned savings should an on- or off-the-job accident occur.

 

 

PLAN OVERVIEW

Coverage is a guaranteed issue; there are no medical exams or tests to take


Benefits that correspond with treatment for on- and off-the-job accidental injuries, including hospitalization, emergency treatment, intensive care, fractures, etc.


24-hour accident coverage for yourself or your family


Affordable premiums. Benefits are paid directly to you unless you assign them to someone else.


Additional rider benefits have been added to the plan and are designed to enhance your coverage.

 

CONTACT LIFEPLUS

Roger Goodson
rgoodson@hilbgroup.com

Marshall Cook 
Mcook@hilbgroup.com

475 School Street, Suite 5
Marshfield, MA 02050

Phone: 781-837-9222
Fax: 791-837-9227

FREQUENTLY ASKED QUESTIONS

  • Within the first 30 days of employment or during an enrollment.

  • Your health insurance will reimburse Hospitals and Doctors for most of your medical expenses. Health insurance does not pay benefits directly to you for other expenses associated with accidents: lost income, co-pays, transportation, hotel, child care, etc.

  • Benefits are received by the insured due to covered accidents caused either on or off the job.

  • Loss of Life, loss of limb, dislocations, fractures, hospital confinement and ambulance benefits are paid directly to the insured.

  • No, benefits are paid directly to the insured with no questions asked.

  • Yes, family. +1 and individual policies are available.

  • No, benefits are paid regardless of other coverage.

  • There are different coverable options but an individual policy can cost $4.16 per week.

  • Yes, this policy is portable (YOU OWN IT) at the same rates as when you were an employee.

KEEP IN MIND

Employees can elect to participate in the Accident Insurance program during open enrollment in April, with an effective date of July 1. The enrolment process is done directly through Allstate.